Wealth Management

PARTNER WITH AN EXPERT

No matter what your level of wealth, Viewpoint Financial Advisors can help you pursue your goals.  Many firms only focus on your investments, and some will only work with people who are already wealthy.  At Viewpoint, we believe that unbiased financial advice should be available to anyone who wants it.

Wealth management is the process of managing your complete financial life by creating a strategic plan that makes sense for you.  As you strive to grow your personal net worth, the financial challenges you face may become increasingly complex.  Working together, we can simplify the complexities by allowing you to focus on managing your wealth in a systematic way for the long-term.  Our Wealth Management process typically covers the following areas (click on each topic to learn more):

Accumulation is about intelligent investment management, and it involves creating a portfolio that reflects your unique goals, comfort with risk, and personal financial situation. However, it also involves earning, managing, and consuming money. In addition to choosing appropriate investment vehicles, we can also help you to create a reasonable budget and develop a debt management plan.
Retirement planning begins with defining what your desired retirement lifestyle looks like, and then creating a strategy to turn it into reality. The focus is generally on providing a lifetime income after your last paycheck. We help determine the appropriate retirement vehicles to use—IRA, Roth IRA, 401(k)—and address ways to help maximize growth and prepare for tax-efficient distributions.
Estate planning creates a master plan for the management of your property during life and the distribution of that property at death. Charitable giving is also an important consideration of estate planning. We work closely with your attorney and tax professional to help transfer wealth to your loved ones, minimize taxes, and protect your assets.
Risk management is intended to minimize financial and other potential losses associated with risks to your assets, health, or business. A good insurance strategy is a critical component of wealth protection, as is ensuring that you are comfortable with the level of risk you are taking.
Business planning focuses on wealth management issues specific to business owners and shareholders. For most business owners, the business is your most significant asset, and the financial success of that business has an immediate impact on the economic security of your family. With proper planning, you can prepare for the various stages in its lifecycle, minimize certain business risks, tap into the value of your business at retirement, and transition the business to a new owner.
Taxation considers the tax implications of individual, investment, or business decisions, with the goal of minimizing tax liability. While financial choices are rarely made solely on their tax impact, we make a point to consider their tax implications in order to protect your assets against unnecessary depletion.
A financial advisor helping his clients

“We believe that wealth management is not just about working for you; it’s about working with you.”