Insurance and Annuities


Risk is a fact of life and can have a dramatic impact on your wealth. Viewpoint Financial Advisors seek to protect your financial well-being, and that may require us to help you insulate yourself from certain risks.

Insurance plays an integral role in the financial planning process and can be an effective tool to minimize certain risks such as premature death, loss of income, transfer taxes, and current and future healthcare needs.

How can we help?
Viewpoint Financial Advisors have access to over 50 insurance carriers and can provide insurance products such as life insurance, disability, long-term care, as well as annuities.  Our goal is to make the process of designing, recommending, and implementing insurance solutions easy and efficient.  Because of the wide array of products, our team can offer objective advice that puts the client’s needs first, throughout the process.


Annuities can provide a variety of benefits, including the ability to grow assets with the benefit of tax deferral and the opportunity to leave a legacy for loved ones.

What is an Annuity?

An annuity is a long-term, tax-deferred vehicle designed for retirement.  Earnings are taxable as ordinary income when distributed and may be subject to a 10% additional tax if withdrawn before age 59½.
Do you want to protect your principal investment or earn a guaranteed* rate?  Do you want to secure a guaranteed* lifetime income?

How can we help?
When considering an annuity, Viewpoint Financial Advisors educate you on the different types of annuities, and we can help determine which type of annuity suits your priorities, your long-term financial goals, and your comfort with risk.

*Guarantees are backed by the claims-paying ability of the issuing insurance company.


Insurance products offered through CES Insurance Agency

Insurance and Annuities